We are agriculture insurance experts!

Agriculture insurance solutioning is a process that is new all the time due to the ever-changing nature of farming needs. It calls for understanding the farming itself and forgetting the existing insurance products. Then ensuring all the seven-insurance principle are followed to the later without fail. This tricky balance normally calls for in-depth experience of these two realms.

Agriculture in Kenya and by extension East Africa is largely small scale driven. The experience of small-scale farmers is quite often disregarded and they are viewed as performing agriculture out of hopelessness. The truth is that small scale farmers have valuable farming experience and their views should be used in coming up with solutions specific to their needs. Most thriving schemes are the ones that incorporates the experience of small-scale farmers and cordially find solutions to their problem. A well derisked farming scheme attracts most problem solvers and this is where () we come in to offer our expertise.

Large scale farmers are an important segment of agriculture in Kenya and East Africa at large. The scale at which they operate creates some economies that help them to withstand many challenges faced in farming. Quite often these farmers are assumed to have everything in control and as such they are left to walk the agriculture journeys on their own. The truth is that they are an expert in production and they need experts in other areas to help them withstand the farming shocks. Here we recognize their valuable experience and augment the same with our experience in solutioning for their agriculture insurance needs.

There is a growing class that is in between the small-scale farming and large-scale farming. This class is medium scale farming that is coming up to drive a pure commercial agenda. This class prefers leasing of land rather than owning land. Irrespective of land ownership they too face the vagaries of weather and other production risk. Here we come in hand to ensure their bottom line is adequately protected.

Financial institutions quite often would like to lend to a well derisked class. Derisking process is a journey and agriculture insurance is part of the end result of the derisking process.

Produce buyers sometimes invest before hand in order to obtain right quality and quantity produce. This investment not only guarantee produce but also creates trust. Nevertheless, this investment need protection to ensure that it can be redeployed.

Input suppliers quite often supply input with a view of not just getting paid but also to be in business next season when the farmers produce satisfactorily. This makes them part and parcel of the direct risk. Whether supplying and input, a technology or a service creates this interest to have a successful season.

We do not have any off the shelf solutions, we have the how to create a solution to your needs.